Things To Remember

You need to be aware of when this score is being pulled. Remember that this score is used mostly by traditional lenders and big banks, and definitely by the SBA. If you have no business credit history and limited time in business, the highest possible FICO SBSS score you can get is 140. But that…

SBSS Overview

Until recently, the most important business credit score was clearly the PAYDEX, which is a score developed by Dun & Bradstreet (D&B). The PAYDEX score is literally just a dollar-weighted record of payments as reported to D&B. This score is used by lenders and creditors all over the world to determine a business’s creditworthiness and…

Things To Remember

You need to be aware of when this score is being pulled. Remember that this score is used mostly by traditional lenders and big banks, and definitely by the SBA. If you have no business credit history and limited time in business, the highest possible FICO SBSS score you can get is 140. But that…

SBSS Overview

FICO wants to sneak your personal credit in where we don’t want it. Until recently, the most important business credit score was clearly the PAYDEX, which is a score developed by Dun & Bradstreet (D&B). The PAYDEX score is literally just a dollar-weighted record of payments as reported to D&B. This score is used by…