You should be using UBF to grow your business. So what exactly is UBF and how does it guaranteed business growth?
What if I told you that UBF is most powerful secret weapon in business funding, and that you've probably never heard of it?
Hey, I know that's a big claim, but keep reading, and you'll see how thousands of business owners either bootstrap a new enterprise or expand their existing business using Unsecured Business Financing.
There are big differences between consumer credit and business credit, including (1) the time it takes to establish the credit score and (2) the manner in which you go about improving your score.
Having an independent business credit score provides incredible value to a business owner. In fact, it's actually the only legal way to have an additional credit score above and beyond your personal credit.
Small businesses and solopreneuers often overlook or simply don't know about building a 100% separate business credit profile. As a result, this tool is highly underutilized! It’s not as if you are taught how to use business credit in school; and even they did teach it in school, you may not have been to school for business before you opened your company!
As a matter of fact, Dun & Bradstreet reports that they speak with over 20,000 businesses every week, and the vast majority of those business owners don't even know that they have a separate business credit score and profile.
That's been my personal experience as well.
Probably two thirds of my clients had no idea that they had a credit profile for their business before I spoke to them about it. They've been searching for something to facilitate business growth, but hadn't found it yet.
So here's what typically happens when you apply for a credit card: Even if you think it's a business card, you put an inquiry on your consumer report, and when other lenders see these, they won’t approve you for more credit because they don’t know how much other new credit you have recently obtained.
Lenders only approve you if you have less than two inquiries on your report within the last 6 months. Anymore will get you declined. Anytime you're asked to supply your SSN it's going to place these inquiries on your consumer credit report.
With UBF, you work with a lender who specializes in securing unsecured business credit cards.
This is a VERY rare and little-known program that few lending sources offer.
By working with our specialized lenders, you can usually get you 3-5 times the approvals that you can get on your own. This is because we know the sources to apply for, the order to apply, and can time your applications so the card issuers won’t decline you for other card inquiries.
The result of this service is that you usually get up to five cards that mimic the credit limits of your highest limit accounts now. Multiple cards create competition, and this means you can get your limits raised typically within 6 months or less from your initial date of approval.
With UBF you actually get 3-5 business credit cards that report only to the business credit reporting agencies.
This is HUGE! Most lenders don’t offer or even advertise this!
Not only will you get money for your business, but you build your business credit rating also. So within as little as 3 months, you can then use your newly established business credit to get access to even more financing if you need it.
The program can also get you low intro rates, typically 0% interest for 6-18 months. You’ll then pay normal rates after that, typically 5-21% APR with 20-25% APR for cash advances. And they’ll also get you the best cards for points, meaning you get the best rewards.
You might have already figured it out, but here's the secret that makes this so powerful: Unsecured Business Financing is just that, UNSECURED! No personal credit check and no personal guarantee. Your business is standing on its own merits and you can have peace of mind! And suddenly unprecedented business growth becomes possible.
Approval limits will usually be higher as well! They range from $2,000-$50,000. You’ll usually get 3-5 cards, so that means you can get access to upwards of $250,000! Individual approvals can go up to $150,000 per business entity.
What if I told you that in just a few months you could have access to $250,000 of funding for your business with no interest for 18 months?